Templates
Spreadsheet templates you can download and use today. Free ones are below. Paid templates are a one-time purchase through Etsy. They work in Excel, Google Sheets, and LibreOffice.
Free templates
No purchase needed. Download and use.
Monthly Budget Starter
One sheet for income, one for expenses. Set your totals, see what is left. A good starting point if you have never tracked before.
.xlsx · Works in Excel, Google Sheets, LibreOffice
Debt List Worksheet
List every debt: balance, interest rate, minimum payment, and due date. Seeing it all in one place is the first step toward a plan.
.xlsx · Works in Excel, Google Sheets, LibreOffice
One-time purchase
Each template is a one-time purchase through Etsy. No subscription, no account needed with us. Clicking a button takes you directly to the listing.
Annual Budget Planner
A 12-month view of your income and expenses. Set targets at the start of the year and track actuals each month. Good for spotting seasonal patterns.
.xlsx · Works in Excel, Google Sheets, LibreOffice
Debt Payoff Tracker
Enter your debts and a monthly payment amount. The sheet calculates your payoff date using both avalanche and snowball methods so you can compare.
.xlsx · Works in Excel, Google Sheets, LibreOffice
Savings Goal Tracker
Track up to six savings goals at once. Name each goal, set a target amount and date, and log contributions. The sheet shows progress and how much you need per month.
.xlsx · Works in Excel, Google Sheets, LibreOffice
Emergency Fund Builder
Set a target (one month of expenses, three months, or custom), log contributions, and see a progress bar and estimated completion date. Keeps the goal visible.
.xlsx · Works in Excel, Google Sheets, LibreOffice